By accessing or using the services provided by INVESTMIND ELITE, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you must discontinue use immediately. 

Indemnification 
You agree to indemnify, defend, and hold harmless INVESTMIND ELITE, its officers, directors, employees, agents, and third parties from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: 
— Your use or inability to use the website or services. 
— Any content you submit, post, or transmit. 
— Your violation of these Terms & Conditions. 
— Your violation of any third-party rights, including intellectual property or privacy rights. 
— Your violation of any applicable laws, regulations, or industry standards. 

INVESTMIND ELITE reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you. In such case, you agree to cooperate fully with INVESTMIND ELITE in asserting any available defenses. 

Waiver of Class Action Rights 
Any dispute resolution proceedings, including arbitration, shall be conducted on an individual basis only. You and INVESTMIND ELITE waive any right to participate in class, collective, or representative actions, whether in arbitration, litigation, or any other proceeding. 

THE PARTIES EXPRESSLY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN THEIR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. 

Limitation of Liability 
Disclaimer of Warranties 
INVESTMIND ELITE AND ITS REPRESENTATIVES MAKE NO WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, REGARDING: 
— The accuracy, completeness, or timeliness of information provided on the website. 
— The suitability, reliability, or fitness for a particular purpose of any materials or services. 
— Uninterrupted, secure, or error-free operation of the website. 
— Any results obtained from the use of the services. 

All materials, content, and services are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind. 

Limitation of Damages 
TO THE MAXIMUM EXTENT PERMITTED BY FLORIDA LAW, INVESTMIND ELITE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO: 
— Loss of profits, revenue, or data. 
— Damages resulting from the use or inability to use the website or services. 
— Any investment decisions made based on the information provided by INVESTMIND ELITE. 

Termination of Access 
INVESTMIND ELITE reserves the right, in its sole discretion, to: 
— Restrict, suspend, or terminate your access to the website or services at any time, without notice. 
— Delete your account and any associated content. 
— Discontinue or modify any services without liability. 

Governing Law and Jurisdiction 
These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any disputes arising under or related to these terms shall be resolved exclusively in the courts of Bay County, Florida. 

Miscellaneous Provisions 
— No Agency or Partnership: Your use of the website does not create any partnership, joint venture, employment, or agency relationship between you and INVESTMIND ELITE. 
— Compliance with Laws: INVESTMIND ELITE complies with all applicable laws and reserves the right to disclose information as required by legal authorities. 
— Severability: If any provision of these terms is found to be unenforceable, the remaining provisions shall remain in full force and effect. 
— Language: The English version of these Terms & Conditions shall prevail in case of any discrepancies. 

Amendments 
INVESTMIND ELITE reserves the right to modify these Terms & Conditions at any time. The updated version will be posted on the website, and your continued use of the services constitutes acceptance of the revised terms. 

Contact Information 
INVESTMIND ELITE 
Legal Address: 359 West Shore Drive, Inlet Beach, FL 32 461 
Email: investmind. social@gmail.com 
Phone: +1 615 397 6894 

By using INVESTMIND ELITE’s services, you acknowledge that you have read, understood, and agreed to these Terms & Conditions in their entirety. 

Last Updated: 07.25.2025

By using our website https://sergeyurasov.com/, you agree to the terms of this Privacy Policy. We take the protection of your personal data seriously and comply with Florida and U.S. legal requirements.

Information We Collect
We may request and process the following data:
- Personal information (name, email, phone number)
- Payment details for transaction processing
- Technical data (IP address, device type, cookies)
- Information about your interaction with our services

Data is collected when you:
- Register an account and use our services
- Subscribe to newsletters or participate in webinars
- Contact customer support

Purposes of Data Processing
Your information is used to:
- Provide access to courses and materials
- Organize consultations and review assignments
- Deliver technical support
- Inform you about new products and updates
- Improve our service quality

Use of Cookies and Similar Technologies
Our website uses cookies to:
- Authenticate users
- Analyze website behavior
- Personalize content
You can manage cookie settings through your browser, but this may affect website functionality.

Data Sharing with Third Parties
We only work with trusted providers:
- Payment systems (Stripe, PayPal)
- Hosting services (AWS)
- Webinar platforms (Zoom)
Disclosure may occur when required by:
- Judicial authorities
- Government regulators
- Fraud investigations

Data Security
We implement strong protective measures:
- SSL encryption for all transmitted data
- Regular system security audits
- Limited access to personal information

Data Retention Periods
- Personal data: 3 years after last activity
- Financial information: 7 years (per IRS requirements)

Your Rights
You have the right to:
- Request access to your data
- Request corrections to your information
- Withdraw processing consent
- Delete your account (with financial records retained)
To exercise these rights, please contact us using the information below.

Children's Privacy
We do not knowingly collect data from children under 13. Users aged 13-18 require parental consent.

Policy Changes
We reserve the right to update this Privacy Policy. Significant changes will be communicated through:
- Email notifications
- Your account dashboard
- This policy page

Contact Information
For all data protection inquiries:
INVESTMIND ELITE 
Legal Address: 359 West Shore Drive, Inlet Beach, FL 32461 
Email: investmind.social@gmail.com 
Phone: +1 615 397 6894 

Between the User and https://sergeyurasov.com/ 

Welcome to https://sergeyurasov.com/. The website https://sergeyurasov.com/ (hereinafter referred to as the "Site") is owned and operated by INVESTMIND ELITE. By using the Site, you fully and unconditionally agree to all terms, provisions, and notices contained in this Agreement (hereinafter referred to as the "Terms"). Please read the Terms carefully and retain a copy for your records. 

https://sergeyurasov.com/ is an e-commerce website. 

INVESTMIND ELITE provides online courses and training on real estate flipping in the U.S. 

Privacy 
The use of the Site is governed by INVESTMIND ELITE’s Privacy Policy. Please review our Privacy Policy, which also regulates the Site’s operations and informs users about data collection practices. 

Electronic Communications 
Visiting https://sergeyurasov.com/ or sending emails to INVESTMIND ELITE constitutes electronic communication. You consent to receive electronic communications and acknowledge that all agreements, notices, disclosures, and other communications we provide to you electronically (via email or the Site) satisfy any legal requirement that such communications be in writing. 

Children Under 13 
INVESTMIND ELITE does not knowingly collect information from individuals under 13 years of age. If you are under 18, you may use the Site only with the permission of a parent or guardian. 

Refund Policy 
We offer a 7-day refund policy. To request a refund, contact our team at investmind.social@gmail.com. 

Refund Request Processing Time 
All refund requests are reviewed and processed within five (5) business days from the submission date. Note that requests submitted on Fridays or weekends will be processed starting the next business day. This ensures a thorough evaluation of each request before a final decision is made. 

For any refund-related inquiries, contact us at investmind.social@gmail.com. 

Prohibited Use / Intellectual Property 
You are granted a non-exclusive, non-transferable, revocable license to access and use the Site strictly in accordance with these Terms. As a condition of using the Site, you warrant to INVESTMIND ELITE that you will not use the Site for any unlawful or prohibited purposes. You may not use the Site in any manner that could: 
- Damage, disable, overburden, or impair the Site 
- Interfere with others’ use and enjoyment of the Site 
- Obtain (or attempt to obtain) any materials or information through unauthorized means 

Use of Services 
You agree to use the services only for lawful purposes and in accordance with: 
1. The Terms of this Agreement 
2. Applicable laws, regulations, and rules of Florida and the U.S. 
3. Generally accepted online conduct standards 

Copyrights and Trademarks 
All Site content, including: 
- Text materials 
- Graphics 
- Logos 
- Images 
- Video content 

is the property of INVESTMIND ELITE or its content suppliers and is protected by U.S. and international copyright laws. 

Changes to Terms 
INVESTMIND ELITE reserves the right to modify or update these Terms at any time. We will notify you of any changes by posting the updated Terms on the Site. Your continued use of the Site after such changes constitutes acceptance of the modified Terms. 

Contact Information 
INVESTMIND ELITE 
Legal Address: 359 West Shore Drive, Inlet Beach, FL 32461 
Email: investmind.social@gmail.com 
Phone: +1 615 397 6894

Last Updated: 07.28.2025

1. Nature of Provided Information 
All materials on https://sergeyurasov.com/ are published in good faith for informational purposes only. INVESTMIND ELITE makes no warranties (express or implied) regarding: 
- Completeness, accuracy, or timeliness of information 
- Suitability of materials for any particular purpose 
- Availability of services in your jurisdiction 
- Results that may be obtained 
Use of this website's information is at your own risk.

2. Limitation of Liability 
To the fullest extent permitted by Florida law (Chapter 768, Florida Statutes), INVESTMIND ELITE shall not be liable for: 
- Any direct, indirect, incidental, special, or consequential damages 
- Loss of data, profits, or business opportunities 
- Investment decisions made based on our content 
- Third-party actions or website content 

3. No Professional Advice 
Our products/services: 
- Are not substitutes for licensed professional advice (legal, financial, tax) 
- Do not account for individual circumstances 
- May become outdated due to legislative changes 

Consult appropriate professionals before making decisions: 
- Licensed real estate brokers 
- Certified financial planners 
- Tax attorneys (per Florida Bar requirements) 

4. Investment Risks Disclosure 
Real estate investing involves substantial risks including but not limited to: 
- Market value fluctuations (per Florida Statutes § 475) 
- Unexpected repair costs 
- Financing risks 
- Local zoning law changes 
- Liquidity challenges 

INVESTMIND ELITE guarantees: 
- NO expected income/returns 
- NO property value appreciation 
- NO market condition predictions 

5. Third-Party Links 
We may link to external sites. INVESTMIND ELITE: 
- Exercises no control over third-party content 
- Makes no representations about accuracy 
- Bears no responsibility for your use of such sites 

6. Earnings & Results Disclaimer 
Case studies/examples show exceptional results, not averages. Your results will vary due to: 
- Market conditions 
- Experience level 
- Capital availability 
- Local regulations 

7. Florida-Specific Provisions 
This disclaimer incorporates: 
- Florida's Deceptive and Unfair Trade Practices Act (FDUTPA) compliance 
- Florida Statute 501.204 consumer protection standards 
- Jurisdiction in Bay County, Florida courts 

8. Acceptance & Changes 
By using our services, you: 
- Acknowledge reading this entire disclaimer 
- Assume all risks voluntarily 
- Waive any claims against INVESTMIND ELITE 
We reserve the right to modify this disclaimer without notice. Current version always appears on our website.

Contact: 
INVESTMIND ELITE 
359 West Shore Drive, Inlet Beach, FL 32461 
investmind.social@gmail.com 
+1 615 397 6894

INVESTMIND ELITE (Florida, USA) 
This Agreement constitutes a legally binding public offer by INVESTMIND ELITE (hereinafter, "Company"**) under **§ 672.206 of the Florida Statutes (Uniform Commercial Code). By completing payment, the customer (hereinafter, "Client") unconditionally accepts all terms without modification.

1. SERVICES PROVIDED
The Company grants the Client access to an exclusive real estate flipping online course, including: 

• 170+ video lessons covering U.S. real estate investing strategies
• Verified contact database (attorneys, CPAs, hard money lenders, wholesalers, etc.)
• Private community access with daily support
• Weekly Zoom consultations with Sergey Yurasov and guest experts
• Case study breakdowns and supplemental resource library

Service scope varies by subscription tier (Foundation, Premium, or VIP Coaching). Full details at: https://sergeyurasov.com/ 

2. DISCLAIMERS & CLIENT RESPONSIBILITIES

• No Guarantees: Materials are for informational purposes only, not financial/legal advice. Company does not guarantee income, property availability, or results dependent on Client actions.
• Compliance: Client agrees to abide by all applicable laws (including Florida Fair Housing Act) and assumes full risk for investment decisions.
• Restrictions:
• Strictly prohibited: Copying, reselling, or distributing course content (violates DMCA and Florida Uniform Trade Secrets Act).
• No third-party access sharing.

3. LIABILITY LIMITATIONS

• Company’s liability is capped at total fees paid per Florida Statutes § 501.212.
• Not responsible for:
• Client-side technical issues
• Misapplication of strategies
• Market/regulatory changes

4. PRIVACY & CONFIDENTIALITY

• Personal data protected under Florida Information Protection Act (FIPA).
• Client may opt out of marketing communications or request data deletion.

5. RECORDING POLICY FOR GROUP SESSIONS

• All Zoom consultations are recorded for archival, quality control, and dispute resolution.
• Storage: Encrypted AWS S3 servers.
• Usage Restrictions:
• No public sharing or commercial use.
• Recordings may serve as evidence per Florida Evidence Code §90.402.
• Consent: Participants are notified via Zoom pop-up; may join anonymously (camera off/avatar).

6. GENERAL TERMS

• Amendments: Company may update terms with notice via email/client portal. Current version always at: https://sergeyurasov.com/
• Jurisdiction: Disputes resolved in Bay County, FL courts under Florida law.

CONTACT INFORMATION
INVESTMIND ELITE LLC
359 West Shore Drive, Inlet Beach, FL 32461
Email: support@investmindelite.com
Phone: +1 615-397-6894
Website: https://investmindelite.com/ 

PAYMENT & REFUND TERMS

• Payment Options: One-time or installment plans (if available).
• Refund Eligibility:
• Full refund only if:
• Requested within 72 hours of payment via investmind.social@gmail.com
• No login credentials issued and no download attempts.
• No refunds after:
• Accessing course materials or
• Participating in live sessions or
• 7 days post-purchase (per Florida Statutes § 501.142 for digital goods).